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Comprehensive guides and API references
Find quick answers to common questions about OemalPay.
Simply click "Get Started" on our homepage, fill in your business details, and verify your email. Our onboarding process takes less than 5 minutes.
You'll need a valid government ID, business registration certificate (CAC), and bank account details. Additional documents may be required based on your business type.
Most accounts are approved within 24 hours. Complex business structures may take up to 3 business days for full verification.
We support all major Nigerian banks, card payments (Visa, Mastercard, Verve), USSD, bank transfers, and mobile money solutions.
Transaction limits vary by account type and verification level. Basic accounts have a ₦1M monthly limit, while verified business accounts have higher limits.
Settlements are processed within 24 hours for verified accounts. New accounts may have a 3-day settlement period initially.
We use bank-grade security with 256-bit SSL encryption, PCI DSS compliance, and advanced fraud detection systems to protect your transactions.
Our AI-powered fraud detection prevents most fraudulent transactions. If one occurs, we have a comprehensive dispute resolution process and merchant protection policies.
Yes, we are fully compliant with CBN regulations and work closely with regulatory bodies to ensure all transactions meet legal requirements.
We provide SDKs for popular programming languages, plugins for e-commerce platforms, and comprehensive API documentation. Most integrations take less than 30 minutes.
Yes, we provide a full-featured sandbox environment where you can test all payment flows without processing real transactions.
We support webhooks for payment success, failure, dispute notifications, and settlement updates. You can configure multiple webhook URLs for different events.
Everything you need to integrate and build with OemalPay.
Complete reference for our REST API
Step-by-step integration guides
Ready-to-use libraries and plugins
Code examples in multiple languages
Test our API endpoints easily
Real-time system status and uptime
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We typically respond within 2 hours during business hours.